- 16 febrero, 2017
- Posted by: Álvaro Lainer
- Categoría: Tasa de Crédito
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En acatamiento al Acuerdo Sugef 10-07 “REGLAMENTO SOBRE DIVULGACIÓN DE INFORMACIÓN Y PUBLICIDAD DE PRODUCTOS Y SERVICIOS FINANCIEROS”, específicamente a lo indicado en el Artículo 8
Responsabilidad sobre divulgación de información: “…La información sobre las características y precios de los productos y servicios financieros debe mantenerse accesible en el sitio Web de la entidad supervisada”; hace de conocimiento de los clientes la tasa nominal y la tasa efectiva de los productos financieros.
Supuestos para el cálculo
Monto: ¢1.000.000,00
Periodicidad: 12
| TIPO DE CRÉDITO | LÍNEA DE CRÉDITO | MONEDA | TASA NOMINAL | PLAZO MAXIMO | AVALUO * | COMISIÓN | CAPITALIZACIÓN | PAPELERIA | POLIZA | CUOTA | TASA EFECTIVA | |
| MIPYME | AGRICULTURA | COLONES | 10.75% | 240 | 15,000.00 | 20,000.00 | 20,000.00 | 2,500.00 | 470.00 | 10,152.29 | 11.78% | |
| MIPYME | GANADERIA | COLONES | 10.75% | 240 | 15,000.00 | 20,000.00 | 20,000.00 | 2,500.00 | 470.00 | 10,152.29 | 11.78% | |
| MIPYME | INDUSTRIA | COLONES | 10.75% | 240 | 15,000.00 | 20,000.00 | 20,000.00 | 2,500.00 | 470.00 | 10,152.29 | 11.78% | |
| MIPYME | COMERCIO | COLONES | 10.75% | 240 | 15,000.00 | 20,000.00 | 20,000.00 | 2,500.00 | 470.00 | 10,152.29 | 11.78% | |
| MIPYME | SISTEMA BANCA PARA EL DESARROLLO | COLONES | 9.75% | 240 | 15,000.00 | 20,000.00 | 20,000.00 | 2,500.00 | 470.00 | 9,485.17 | 10.70% | |
| MIPYME | SISTEMA BANCA PARA EL DESARROLLO S/F | COLONES | 11.00% | 240 | 15,000.00 | 20,000.00 | 20,000.00 | 2,500.00 | 470.00 | 10,321.88 | 12.05% | |
| MIPYME | APOYO A PYMES SIN FIADOR | COLONES | 13.75% | 240 | 15,000.00 | 20,000.00 | 20,000.00 | 2,500.00 | 470.00 | 12,254.05 | 15.04% | |
| AHORROS | 90% APORTACIONES ASOCIADO ACTIVO | COLONES | 12.00% | 60 | – | – | – | 2,500.00 | 470.00 | 22,244.45 | 13.09% | |
| AHORROS | 90% APORTACIONES ASOCIADO INACTIVO | COLONES | 17.50% | 60 | – | – | – | 2,500.00 | 470.00 | 25,122.21 | 19.04% | |
| AHORROS | 90% PLAZO | COLONES | RENDIMIENTO MENSUAL + 3,00%****** |
12 | – | – | – | 2,500.00 | 470.00 | 87,915.89 | 10.96% | |
| AHORROS | 80% AHORRO FUTURO | COLONES | RENDIMIENTO MENSUAL + 3,00%****** |
12 | – | – | – | 2,500.00 | 470.00 | 87,799.66 | 10.69% | |
| AHORROS | 80% FIDEICOMISOS | COLONES | 17.00% | 120 | – | 10,000.00 | – | 2,500.00 | 470.00 | 17,379.77 | 18.51% | |
| CONSUMO | SUMINISTROS | COLONES | 33.00% | 60 | – | – | 20,000.00 | 2,500.00 | 470.00 | 34,220.02 | 35.92% | |
| CONSUMO | CREDIMOTO | COLONES | 33.00% | 60 | – | 30,000.00 | – | 2,500.00 | 470.00 | 34,220.02 | 35.97% | |
| CONSUMO | CREDIFACIL SIN FIADOR 2014 EMP. PUBLICA | COLONES | 17.50% | 240 | – | 30,000.00 | 30,000.00 | 2,500.00 | 470.00 | 15,049.42 | 19.12% | |
| CONSUMO | CREDIFACIL SIN FIADOR 2011 EMP. PRIVADA | COLONES | 23.25% | 240 | – | 30,000.00 | 30,000.00 | 2,500.00 | 470.00 | 19,570.64 | 25.37% | |
| CONSUMO | CREDIFACIL SIN FIADOR EMP. PRIV S/DEDUCC | COLONES | 24.25% | 120 | – | 30,000.00 | 30,000.00 | 2,500.00 | 470.00 | 22,222.67 | 26.51% | |
| CONSUMO | CREDIFACIL FIDUCIARIO 2011 | COLONES | 18.75% | 240 | – | 30,000.00 | 30,000.00 | 2,500.00 | 470.00 | 16,012.66 | 20.48% | |
| CONSUMO | CREDIFACIL FIDUCIARIO 2014 EMP. PUBLICA | COLONES | 16.25% | 240 | – | 30,000.00 | 30,000.00 | 2,500.00 | 470.00 | 14,100.46 | 17.76% | |
| CONSUMO | CREDIFACIL PENSIONADOS SINFIADOR 2013 | COLONES | 22.25% | 120 | – | 30,000.00 | 30,000.00 | 2,500.00 | 470.00 | 20,840.17 | 24.33% | |
| CONSUMO | CREDIFACIL PRENDARIO 2013 | COLONES | 17.25% | 120 | 15,000.00 | 30,000.00 | 30,000.00 | 2,500.00 | 470.00 | 17,538.50 | 18.94% | |
| CONSUMO | CREDIFACIL HIPOTECARIO 2011 | COLONES | 14.75% | 360 | 15,000.00 | 30,000.00 | 20,000.00 | 2,500.00 | 470.00 | 12,444.76 | 16.13% | |
| CONSUMO | CREDIFACIL HIPOTECARIO 2014 EMP. PÚBLICA | COLONES | 12.75% | 360 | 15,000.00 | 30,000.00 | 20,000.00 | 2,500.00 | 470.00 | 10,866.93 | 13.95% | |
| CONSUMO | CREDITO DE CAPITALIZACIÓN SIN FIADOR | COLONES | 22.25% | 84 | – | 20,000.00 | 100,000.00 | 2,500.00 | 470.00 | 23,580.56 | 24.60% | |
| CONSUMO | CREDITO DE CAPITALIZACIÓN FIDUCIARIO | COLONES | 16.25% | 84 | – | 20,000.00 | 100,000.00 | 2,500.00 | 470.00 | 20,004.71 | 18.07% | |
| CONSUMO | TARJETA DE CRÉDITO CON FIADOR | COLONES | 31.00% | 96 | – | – | – | 2,500.00 | 470.00 | 28,277.11 | 33.65% | |
| CONSUMO | TARJETA DE CRÉDITO SIN FIADOR | COLONES | 35.00% | 96 | – | – | – | 2,500.00 | 470.00 | 31,137.53 | 37.98% | |
| CONSUMO | TARJETA DE CRÉDITO | DOLARES | 19.00% | 96 | – | – | – | 2,500.00 | 470.00 | 20,333.86 | 20.65% | |
| VIVIENDA | VIVIENDA | COLONES | 11.50% | 360 | 15,000.00 | 20,000.00 | 20,000.00 | 2,500.00 | 470.00 | 9,902.91 | 12.58% | |
| VIVIENDA | SUBSIDIO CON BONO VIVIENDA | COLONES | 11.50% | 360 | 15,000.00 | 30,000.00 | – | 2,500.00 | 470.00 | 9,902.91 | 12.57% | |
| VIVIENDA | INTERES SOCIAL | COLONES | 11.50% | 360 | 15,000.00 | 15,000.00 | – | 2,500.00 | 470.00 | 9,902.91 | 12.55% | |